Pic Credit 401(k) 2013

Pic Credit 401(k) 2013

Spend by 401(k) 2013.jpg

Ray Linder came to our Dallas Chapter a couple of years ago and took us through his Money and Type workshop. I still remember how each of us described our decision-making process when purchasing a car.

One dominant Fe said, she simply fell in love with hers as soon as she saw it on the lot. Nothing else mattered - it was the right color, the right place - done.

Another dominant Fi said, it's no question, he knew one brand was going to be the best and most reliable ever since he was a kid - done.  

My husband and I had just gone through the car-buying process: we had been sharing one car for a few years, and it had become impractical for me to take him to work whenever I needed to go somewhere.

I don't have time or patience for technical details of things that don't interest me, cars being one of them, therefore my criteria were four wheels, seat heater, working - done. For my Behind-the-Scenes husband this clearly was nowhere near good enough - he spent hours reviewing all sorts of websites for gas mileage and safety statistics. If he didn't, how could we be sure we got the best car for the best value? The process dragged out for weeks until I had this genius idea: "why don't I keep our current car, and YOU get another one?"

Problem solved within 3 days. 

Anyway, at the time, my knowledge of Type was too rudimentary to make connections, so I truly appreciated Ray's quick-hit refresher during the Type in Action panel discussion. 

Type may not explain everything, but

our predispositions make us seek out situations and organize our behaviors in ways that satisfy our psychological needs. Our behaviors manifest a money personality in the way we handle, manage, and deal with our money.

For example, people with a preference for Sensing and Judging (Stabilizer Temperament) are likely to budget and plan for the future to meet their need for a sense of stability. 

People with a preference for Sensing and Perceiving (Improviser Temperament) are likely to enjoy spending to create a sense of fun and form memories from experiences. 

People with a preference for Intuiting and Thinking (Theorist Temperament) are likely to weigh short and long term effects and look for value for money to have a sense of balance.  

People with a preference for Intuiting and Feeling (Catalyst Temperament) are likely to spend money on emotionally fulfilling things that facilitate personal growth or maintain relationships (presents!), to provide a sense of unique representation.  

Ray made his slides available on slideshare, so I hope you'll enjoy:  

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